LAKELAND FINANCIAL CORP (LKFN)

State Commercial Banks · Financial Services · $2.0B

undervalued
Intrinsic Value (Consensus)
$108.04
Current Price
$80.20
Margin of Safety
+34.7%
34.7% Below Intrinsic Value
Value: $108
Price: $80

Valuation Model Estimates

Current Price: $80.20
DCF (Discounted Cash Flow)
$195.19
Graham Number
$52.53
Earnings Power Value
$38.93
Relative Value (P/E)
$80.20
Dividend Discount Model
$173.33
Consensus Value
$108.04

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$4.01
EPS (Forward)
$4.81
Book Value
$30.58
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
13.6%
Debt/Equity
7%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
0.6%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance