LINCOLN NATIONAL CORP (LNC)
Life Insurance · Financial Services · $7.3B
Intrinsic Value (Consensus)
$86.57
Current Price
$37.97
Margin of Safety
+128%
128% Below Intrinsic Value
Value: $87
Price: $38
Valuation Model Estimates
Current Price: $37.97
DCF (Discounted Cash Flow)
Not applicable
—
Graham Number
$86.50
Earnings Power Value
$56.60
Relative Value (P/E)
$116.60
Dividend Discount Model
$5.42
Consensus Value
$86.57
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
56
Profitability
18/25
Strength
12/25
Valuation
22/25
Growth
4/25
Financial Health Signals
Negative free cash flow — company is burning cash
Key Financials
- EPS (TTM)
- $5.83
- EPS (Forward)
- $5.95
- Book Value
- $57.04
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 10.8%
- Debt/Equity
- 57%
- Revenue Growth
- N/A
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.4%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance