MetroCity Bankshares, Inc. (MCBS)

State Commercial Banks · Financial Services · $1.5B

overvalued
Intrinsic Value (Consensus)
$33.00
Current Price
$52.80
Margin of Safety
-37.5%
37.5% Above Intrinsic Value
Value: $33
Price: $53

Valuation Model Estimates

Current Price: $52.80
DCF (Discounted Cash Flow)
$19.98
Graham Number
$33.58
Earnings Power Value
$25.63
Relative Value (P/E)
$52.80
Dividend Discount Model
$4.51
Consensus Value
$33.00

Model Assumptions

Discount Rate
10.3%
Growth Rate
4.8%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.64
EPS (Forward)
$2.77
Book Value
$18.99
P/E Ratio
20.0
Forward P/E
19.1
PEG Ratio
ROE
12.6%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
4.8%
Dividend Yield
0.5%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance