Mechanics Bancorp (MCHB)
State Commercial Banks · Financial Services · $481M
Intrinsic Value (Consensus)
$28.93
Current Price
$25.40
Margin of Safety
+13.9%
13.9% Below Intrinsic Value
Value: $29
Price: $25
Valuation Model Estimates
Current Price: $25.40
DCF (Discounted Cash Flow)
$155.58
Graham Number
$65.75
Earnings Power Value
$12.33
Relative Value (P/E)
$25.40
Dividend Discount Model
$12.26
Consensus Value
$28.93
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $1.27
- EPS (Forward)
- $1.33
- Book Value
- $151.28
- P/E Ratio
- 20.0
- Forward P/E
- 19.0
- PEG Ratio
- —
- ROE
- 9.3%
- Debt/Equity
- 7%
- Revenue Growth
- 3.3%
- Earnings Growth
- 5.0%
- Dividend Yield
- 2.6%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance