MERCURY GENERAL CORP (MCY)
Fire, Marine & Casualty Insurance · Financial Services · $5.7B
Intrinsic Value (Consensus)
$241.36
Current Price
$102.61
Margin of Safety
+135.2%
135.2% Below Intrinsic Value
Value: $241
Price: $103
Valuation Model Estimates
Current Price: $102.61
DCF (Discounted Cash Flow)
$569.38
Graham Number
Not applicable
—
Earnings Power Value
$94.85
Relative Value (P/E)
$195.40
Dividend Discount Model
$105.83
Consensus Value
$241.36
Model Assumptions
Discount Rate
10.3%
Growth Rate
15.6%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
65
Profitability
10/25
Strength
17/25
Valuation
22/25
Growth
16/25
Financial Health Signals
Strong earnings growth (16% YoY)
High free cash flow yield (16.3%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $9.77
- EPS (Forward)
- $11.30
- Book Value
- —
- P/E Ratio
- 20.0
- Forward P/E
- 17.3
- PEG Ratio
- —
- ROE
- N/A
- Debt/Equity
- —
- Revenue Growth
- 9.4%
- Earnings Growth
- 15.6%
- Dividend Yield
- 0.2%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance