MERCURY GENERAL CORP (MCY)

Fire, Marine & Casualty Insurance · Financial Services · $10.8B

undervalued
Intrinsic Value (Consensus)
$241.36
Current Price
$195.40
Margin of Safety
+23.5%
23.5% Below Intrinsic Value
Value: $241
Price: $195

Valuation Model Estimates

Current Price: $195.40
DCF (Discounted Cash Flow)
$569.38
Graham Number
Not applicable
Earnings Power Value
$94.85
Relative Value (P/E)
$195.40
Dividend Discount Model
$105.83
Consensus Value
$241.36

Model Assumptions

Discount Rate
10.3%
Growth Rate
15.6%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$9.77
EPS (Forward)
$11.30
Book Value
P/E Ratio
20.0
Forward P/E
17.3
PEG Ratio
ROE
N/A
Debt/Equity
Revenue Growth
9.4%
Earnings Growth
15.6%
Dividend Yield
0.2%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance