Magyar Bancorp, Inc. (MGYR)
Savings Institution, Federally Chartered · Financial Services · $112M
Intrinsic Value (Consensus)
$31.24
Current Price
$17.30
Margin of Safety
+80.6%
80.6% Below Intrinsic Value
Value: $31
Price: $17
Valuation Model Estimates
Current Price: $17.30
DCF (Discounted Cash Flow)
$71.15
Graham Number
$25.39
Earnings Power Value
$15.15
Relative Value (P/E)
$31.20
Dividend Discount Model
$13.33
Consensus Value
$31.24
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
69
Profitability
15/25
Strength
22/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Strong earnings growth (20% YoY)
High free cash flow yield (8.8%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $1.56
- EPS (Forward)
- $1.87
- Book Value
- $18.37
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 8.2%
- Debt/Equity
- 41%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.1%
- Beta
- 1.00
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-16
Source: Yahoo Finance