MID PENN BANCORP INC logo

MID PENN BANCORP INC (MPB)

State Commercial Banks ยท Financial Services ยท $854M

undervalued
Intrinsic Value (Consensus)
$38.68
Current Price
$33.76
Margin of Safety
+14.6%
14.6% Below Intrinsic Value
Value: $39
Price: $34

Valuation Model Estimates

Current Price: $33.76
DCF (Discounted Cash Flow)
$35.99
Graham Number
$42.97
Earnings Power Value
$24.76
Relative Value (P/E)
$51.00
Dividend Discount Model
$2.65
Consensus Value
$38.68

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
51
Profitability
15/25
Strength
17/25
Valuation
15/25
Growth
4/25

Financial Health Signals

High free cash flow yield (8.4%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$2.55
EPS (Forward)
$2.60
Book Value
$32.18
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
โ€”
ROE
6.9%
Debt/Equity
โ€”
Revenue Growth
N/A
Earnings Growth
2.0%
Dividend Yield
0.4%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance