Mercer Bancorp, Inc. (MSBB)
Savings Institutions, Not Federally Chartered · Financial Services · $21M
Intrinsic Value (Consensus)
$17.97
Current Price
$20.40
Margin of Safety
-11.9%
11.9% Above Intrinsic Value
Value: $18
Price: $20
Valuation Model Estimates
Current Price: $20.40
DCF (Discounted Cash Flow)
Not applicable
—
Graham Number
$23.62
Earnings Power Value
$9.90
Relative Value (P/E)
$20.40
Dividend Discount Model
Not applicable
—
Consensus Value
$17.97
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $1.02
- EPS (Forward)
- $1.22
- Book Value
- $24.30
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 3.9%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- N/A
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance