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M&T BANK CORP (MTB)

State Commercial Banks · Financial Services · $34.3B

undervalued
Intrinsic Value (Consensus)
$367.81
Current Price
$228.35
Margin of Safety
+61.1%
61.1% Below Intrinsic Value
Value: $368
Price: $228

Valuation Model Estimates

Current Price: $228.35
DCF (Discounted Cash Flow)
$568.89
Graham Number
$265.11
Earnings Power Value
$165.05
Relative Value (P/E)
$340.00
Dividend Discount Model
$500.00
Consensus Value
$367.81

Model Assumptions

Discount Rate
10.3%
Growth Rate
16.1%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
75
Profitability
15/25
Strength
22/25
Valuation
22/25
Growth
16/25

Financial Health Signals

Strong earnings growth (16% YoY)

Key Financials

EPS (TTM)
$17.00
EPS (Forward)
$19.74
Book Value
$183.74
P/E Ratio
20.0
Forward P/E
17.2
PEG Ratio
ROE
9.8%
Debt/Equity
37%
Revenue Growth
7.5%
Earnings Growth
16.1%
Dividend Yield
0.4%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance