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MVB FINANCIAL CORP (MVBF)

State Commercial Banks · Financial Services · $356M

undervalued
Intrinsic Value (Consensus)
$34.39
Current Price
$27.75
Margin of Safety
+23.9%
23.9% Below Intrinsic Value
Value: $34
Price: $28

Valuation Model Estimates

Current Price: $27.75
DCF (Discounted Cash Flow)
$7.71
Graham Number
$34.71
Earnings Power Value
$20.00
Relative Value (P/E)
$41.20
Dividend Discount Model
$41.67
Consensus Value
$34.39

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
72
Profitability
12/25
Strength
19/25
Valuation
19/25
Growth
22/25

Financial Health Signals

Strong earnings growth (20% YoY)

Key Financials

EPS (TTM)
$2.06
EPS (Forward)
$2.47
Book Value
$26.00
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
1.3%
Debt/Equity
68%
Revenue Growth
51.9%
Earnings Growth
20.0%
Dividend Yield
0.3%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance