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NB Bancorp, Inc. (NBBK)

Savings Institutions, Not Federally Chartered ยท Financial Services ยท $913M

undervalued
Intrinsic Value (Consensus)
$30.99
Current Price
$20.40
Margin of Safety
+51.9%
51.9% Below Intrinsic Value
Value: $31
Price: $20

Valuation Model Estimates

Current Price: $20.40
DCF (Discounted Cash Flow)
$60.10
Graham Number
$24.05
Earnings Power Value
$13.01
Relative Value (P/E)
$26.80
Dividend Discount Model
Not applicable
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Consensus Value
$30.99

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
64
Profitability
15/25
Strength
17/25
Valuation
22/25
Growth
10/25

Financial Health Signals

Strong earnings growth (20% YoY)

Key Financials

EPS (TTM)
$1.34
EPS (Forward)
$1.61
Book Value
$19.19
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
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ROE
5.9%
Debt/Equity
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Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance