National Bank Holdings Corp (NBHC)
National Commercial Banks · Financial Services · $1.9B
Intrinsic Value (Consensus)
$43.47
Current Price
$42.92
Margin of Safety
+1.3%
1.3% Below Intrinsic Value
Value: $43
Price: $43
Valuation Model Estimates
Current Price: $42.92
DCF (Discounted Cash Flow)
$44.63
Graham Number
$44.58
Earnings Power Value
$27.67
Relative Value (P/E)
$57.00
Dividend Discount Model
$0.60
Consensus Value
$43.47
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
61
Profitability
15/25
Strength
24/25
Valuation
15/25
Growth
7/25
Financial Health Signals
Low debt — conservative balance sheet
High free cash flow yield (8.2%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.85
- EPS (Forward)
- $2.91
- Book Value
- $30.99
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 7.9%
- Debt/Equity
- 4%
- Revenue Growth
- 2.1%
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.1%
- Beta
- 1.00
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-16
Source: Yahoo Finance