NATIONAL BANKSHARES INC (NKSH)
National Commercial Banks · Financial Services · $317M
Intrinsic Value (Consensus)
$58.76
Current Price
$49.80
Margin of Safety
+18%
18% Below Intrinsic Value
Value: $59
Price: $50
Valuation Model Estimates
Current Price: $49.80
DCF (Discounted Cash Flow)
$120.75
Graham Number
$40.33
Earnings Power Value
$24.17
Relative Value (P/E)
$49.80
Dividend Discount Model
$503.33
Consensus Value
$58.76
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $2.49
- EPS (Forward)
- $2.99
- Book Value
- $29.04
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 8.6%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 3.0%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance