NMI Holdings, Inc. (NMIH)
Surety Insurance · Financial Services · $7.5B
Intrinsic Value (Consensus)
$85.02
Current Price
$98.40
Margin of Safety
-13.6%
13.6% Above Intrinsic Value
Value: $85
Price: $98
Valuation Model Estimates
Current Price: $98.40
DCF (Discounted Cash Flow)
$132.52
Graham Number
$61.38
Earnings Power Value
$47.77
Relative Value (P/E)
$98.40
Dividend Discount Model
Not applicable
—
Consensus Value
$85.02
Model Assumptions
Discount Rate
10.3%
Growth Rate
11.1%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $4.92
- EPS (Forward)
- $5.46
- Book Value
- $34.04
- P/E Ratio
- 20.0
- Forward P/E
- 18.0
- PEG Ratio
- —
- ROE
- 15.0%
- Debt/Equity
- 15%
- Revenue Growth
- 8.5%
- Earnings Growth
- 11.1%
- Dividend Yield
- N/A
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance