NELNET INC (NNI)
Personal Credit Institutions · Financial Services · $4.7B
Intrinsic Value (Consensus)
$171.43
Current Price
$130.95
Margin of Safety
+30.9%
30.9% Below Intrinsic Value
Value: $171
Price: $131
Valuation Model Estimates
Current Price: $130.95
DCF (Discounted Cash Flow)
$511.96
Graham Number
$164.03
Earnings Power Value
$114.47
Relative Value (P/E)
$235.80
Dividend Discount Model
$33.33
Consensus Value
$171.43
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
62
Profitability
18/25
Strength
12/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Very high debt — Debt/Equity ratio is 211% (above 200% is risky)
Strong earnings growth (20% YoY)
High free cash flow yield (8.4%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $11.79
- EPS (Forward)
- $14.15
- Book Value
- $101.42
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 11.6%
- Debt/Equity
- 211%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.0%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance