NORTHPOINTE BANCSHARES INC (NPB)
State Commercial Banks · Financial Services · $614M
Intrinsic Value (Consensus)
$32.70
Current Price
$17.80
Margin of Safety
+83.7%
83.7% Below Intrinsic Value
Value: $33
Price: $18
Valuation Model Estimates
Current Price: $17.80
DCF (Discounted Cash Flow)
$40.14
Graham Number
$27.99
Earnings Power Value
$20.49
Relative Value (P/E)
$42.20
Dividend Discount Model
$8.33
Consensus Value
$32.70
Model Assumptions
Discount Rate
10.3%
Growth Rate
15.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
67
Profitability
18/25
Strength
17/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Strong earnings growth (15% YoY)
Key Financials
- EPS (TTM)
- $2.11
- EPS (Forward)
- $2.43
- Book Value
- $16.50
- P/E Ratio
- 20.0
- Forward P/E
- 17.3
- PEG Ratio
- —
- ROE
- 14.7%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 15.3%
- Dividend Yield
- 0.1%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance