NORTHPOINTE BANCSHARES INC (NPB)

State Commercial Banks · Financial Services · $1.5B

overvalued
Intrinsic Value (Consensus)
$32.70
Current Price
$42.20
Margin of Safety
-22.5%
22.5% Above Intrinsic Value
Value: $33
Price: $42

Valuation Model Estimates

Current Price: $42.20
DCF (Discounted Cash Flow)
$40.14
Graham Number
$27.99
Earnings Power Value
$20.49
Relative Value (P/E)
$42.20
Dividend Discount Model
$8.33
Consensus Value
$32.70

Model Assumptions

Discount Rate
10.3%
Growth Rate
15.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.11
EPS (Forward)
$2.43
Book Value
$16.50
P/E Ratio
20.0
Forward P/E
17.3
PEG Ratio
ROE
14.7%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
15.3%
Dividend Yield
0.1%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance