NORTHRIM BANCORP INC (NRIM)
Savings Institution, Federally Chartered · Financial Services · $562M
Intrinsic Value (Consensus)
$48.09
Current Price
$25.27
Margin of Safety
+90.3%
90.3% Below Intrinsic Value
Value: $48
Price: $25
Valuation Model Estimates
Current Price: $25.27
DCF (Discounted Cash Flow)
$76.30
Graham Number
$30.79
Earnings Power Value
$27.86
Relative Value (P/E)
$57.40
Dividend Discount Model
$1.93
Consensus Value
$48.09
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
75
Profitability
22/25
Strength
24/25
Valuation
22/25
Growth
7/25
Financial Health Signals
Low debt — conservative balance sheet
High free cash flow yield (23.8%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.87
- EPS (Forward)
- $2.93
- Book Value
- $14.68
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 19.8%
- Debt/Equity
- 4%
- Revenue Growth
- 1.5%
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.3%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance