NEW PEOPLES BANKSHARES INC (NWPP)

State Commercial Banks · Financial Services · $203M

undervalued
Intrinsic Value (Consensus)
$10.37
Current Price
$8.60
Margin of Safety
+20.6%
20.6% Below Intrinsic Value
Value: $10
Price: $9

Valuation Model Estimates

Current Price: $8.60
DCF (Discounted Cash Flow)
$22.87
Graham Number
$5.83
Earnings Power Value
$4.17
Relative Value (P/E)
$8.60
Dividend Discount Model
$26.67
Consensus Value
$10.37

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$0.43
EPS (Forward)
$0.52
Book Value
$3.52
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
12.2%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
0.9%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance