Origin Bancorp, Inc. (OBK)
State Commercial Banks · Financial Services · $1.2B
Intrinsic Value (Consensus)
$51.61
Current Price
$49.08
Margin of Safety
+5.2%
5.2% Below Intrinsic Value
Value: $52
Price: $49
Valuation Model Estimates
Current Price: $49.08
DCF (Discounted Cash Flow)
$81.58
Graham Number
$53.55
Earnings Power Value
$23.30
Relative Value (P/E)
$48.00
Dividend Discount Model
$1.81
Consensus Value
$51.61
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
51
Profitability
15/25
Strength
17/25
Valuation
15/25
Growth
4/25
Financial Health Signals
High free cash flow yield (13.1%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $2.40
- EPS (Forward)
- $2.45
- Book Value
- $53.10
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 6.0%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.3%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance