Origin Bancorp, Inc. (OBK)

State Commercial Banks · Financial Services · $1.1B

fair
Intrinsic Value (Consensus)
$51.61
Current Price
$48.00
Margin of Safety
+7.5%
7.5% Below Intrinsic Value
Value: $52
Price: $48

Valuation Model Estimates

Current Price: $48.00
DCF (Discounted Cash Flow)
$81.58
Graham Number
$53.55
Earnings Power Value
$23.30
Relative Value (P/E)
$48.00
Dividend Discount Model
$1.81
Consensus Value
$51.61

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.40
EPS (Forward)
$2.45
Book Value
$53.10
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
ROE
6.0%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
2.0%
Dividend Yield
0.3%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance