Orange County Bancorp, Inc. /DE/ (OBT)
State Commercial Banks · Financial Services · $893M
Intrinsic Value (Consensus)
$70.84
Current Price
$66.60
Margin of Safety
+6.4%
6.4% Below Intrinsic Value
Value: $71
Price: $67
Valuation Model Estimates
Current Price: $66.60
DCF (Discounted Cash Flow)
$144.57
Graham Number
$39.86
Earnings Power Value
$32.33
Relative Value (P/E)
$66.60
Dividend Discount Model
Not applicable
—
Consensus Value
$70.84
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $3.33
- EPS (Forward)
- $4.00
- Book Value
- $21.21
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 14.6%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- N/A
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance