OCEANFIRST FINANCIAL CORP (OCFC)
National Commercial Banks · Financial Services · $1.1B
Intrinsic Value (Consensus)
$19.96
Current Price
$18.31
Margin of Safety
+9%
9% Below Intrinsic Value
Value: $20
Price: $18
Valuation Model Estimates
Current Price: $18.31
DCF (Discounted Cash Flow)
$17.50
Graham Number
$27.57
Earnings Power Value
$11.36
Relative Value (P/E)
$23.40
Dividend Discount Model
$2.41
Consensus Value
$19.96
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
55
Profitability
12/25
Strength
24/25
Valuation
15/25
Growth
4/25
Financial Health Signals
Low debt — conservative balance sheet
Key Financials
- EPS (TTM)
- $1.17
- EPS (Forward)
- $1.19
- Book Value
- $28.86
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 4.3%
- Debt/Equity
- 15%
- Revenue Growth
- N/A
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.9%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance