OCEANFIRST FINANCIAL CORP (OCFC)
National Commercial Banks · Financial Services · $1.3B
Intrinsic Value (Consensus)
$19.96
Current Price
$23.40
Margin of Safety
-14.7%
14.7% Above Intrinsic Value
Value: $20
Price: $23
Valuation Model Estimates
Current Price: $23.40
DCF (Discounted Cash Flow)
$17.50
Graham Number
$27.57
Earnings Power Value
$11.36
Relative Value (P/E)
$23.40
Dividend Discount Model
$2.41
Consensus Value
$19.96
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $1.17
- EPS (Forward)
- $1.19
- Book Value
- $28.86
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 4.3%
- Debt/Equity
- 15%
- Revenue Growth
- N/A
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.9%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance