OFG BANCORP (OFG)
State Commercial Banks · Financial Services · $3.9B
Intrinsic Value (Consensus)
$72.11
Current Price
$91.60
Margin of Safety
-21.3%
21.3% Above Intrinsic Value
Value: $72
Price: $92
Valuation Model Estimates
Current Price: $91.60
DCF (Discounted Cash Flow)
$94.16
Graham Number
$58.22
Earnings Power Value
$44.47
Relative Value (P/E)
$91.60
Dividend Discount Model
$17.28
Consensus Value
$72.11
Model Assumptions
Discount Rate
10.3%
Growth Rate
8.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $4.58
- EPS (Forward)
- $4.96
- Book Value
- $32.89
- P/E Ratio
- 20.0
- Forward P/E
- 18.5
- PEG Ratio
- —
- ROE
- 14.8%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 8.3%
- Dividend Yield
- 0.4%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance