OneMain Holdings, Inc. (OMF)

Personal Credit Institutions · Financial Services · $15.2B

undervalued
Intrinsic Value (Consensus)
$152.69
Current Price
$131.20
Margin of Safety
+16.4%
16.4% Below Intrinsic Value
Value: $153
Price: $131

Valuation Model Estimates

Current Price: $131.20
DCF (Discounted Cash Flow)
$1079.70
Graham Number
$65.89
Earnings Power Value
$63.69
Relative Value (P/E)
$131.20
Dividend Discount Model
$350.00
Consensus Value
$152.69

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$6.56
EPS (Forward)
$7.87
Book Value
$29.41
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
23.0%
Debt/Equity
667%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
0.8%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance