OneMain Holdings, Inc. (OMF)
Personal Credit Institutions · Financial Services · $6.7B
Intrinsic Value (Consensus)
$152.69
Current Price
$57.77
Margin of Safety
+164.3%
164.3% Below Intrinsic Value
Value: $153
Price: $58
Valuation Model Estimates
Current Price: $57.77
DCF (Discounted Cash Flow)
$1079.70
Graham Number
$65.89
Earnings Power Value
$63.69
Relative Value (P/E)
$131.20
Dividend Discount Model
$350.00
Consensus Value
$152.69
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
66
Profitability
22/25
Strength
12/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Very high debt — Debt/Equity ratio is 667% (above 200% is risky)
Strong profitability — ROE of 23% (above 20% is excellent)
Strong earnings growth (20% YoY)
High free cash flow yield (39.9%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $6.56
- EPS (Forward)
- $7.87
- Book Value
- $29.41
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 23.0%
- Debt/Equity
- 667%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.8%
- Beta
- 1.00
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-16
Source: Yahoo Finance