Oportun Financial Corp (OPRT)
Finance Services · Financial Services · $483M
Intrinsic Value (Consensus)
$8.62
Current Price
$10.60
Margin of Safety
-18.7%
18.7% Above Intrinsic Value
Value: $9
Price: $11
Valuation Model Estimates
Current Price: $10.60
DCF (Discounted Cash Flow)
$140.57
Graham Number
$10.10
Earnings Power Value
$5.15
Relative Value (P/E)
$10.60
Dividend Discount Model
Not applicable
—
Consensus Value
$8.62
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $0.53
- EPS (Forward)
- $0.56
- Book Value
- $8.55
- P/E Ratio
- 20.0
- Forward P/E
- 19.0
- PEG Ratio
- —
- ROE
- 6.5%
- Debt/Equity
- 62%
- Revenue Growth
- -14.1%
- Earnings Growth
- 5.0%
- Dividend Yield
- N/A
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance