OLD REPUBLIC INTERNATIONAL CORP (ORI)
Surety Insurance · Financial Services · $9.7B
Intrinsic Value (Consensus)
$84.89
Current Price
$39.09
Margin of Safety
+117.2%
117.2% Below Intrinsic Value
Value: $85
Price: $39
Valuation Model Estimates
Current Price: $39.09
DCF (Discounted Cash Flow)
$184.67
Graham Number
$44.38
Earnings Power Value
$36.12
Relative Value (P/E)
$74.40
Dividend Discount Model
$333.33
Consensus Value
$84.89
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
A
83
Profitability
22/25
Strength
17/25
Valuation
22/25
Growth
22/25
Financial Health Signals
Strong earnings growth (20% YoY)
High free cash flow yield (10.2%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $3.72
- EPS (Forward)
- $4.46
- Book Value
- $23.53
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 15.8%
- Debt/Equity
- —
- Revenue Growth
- 276.9%
- Earnings Growth
- 20.0%
- Dividend Yield
- 1.3%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance