ORRSTOWN FINANCIAL SERVICES INC (ORRF)
State Commercial Banks · Financial Services · $1.6B
Intrinsic Value (Consensus)
$86.50
Current Price
$83.60
Margin of Safety
+3.5%
3.5% Below Intrinsic Value
Value: $87
Price: $84
Valuation Model Estimates
Current Price: $83.60
DCF (Discounted Cash Flow)
$168.58
Graham Number
$53.26
Earnings Power Value
$40.58
Relative Value (P/E)
$83.60
Dividend Discount Model
$253.33
Consensus Value
$86.50
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $4.18
- EPS (Forward)
- $5.02
- Book Value
- $30.16
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 13.7%
- Debt/Equity
- 7%
- Revenue Growth
- 36.0%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.9%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance