OCONEE FINANCIAL CORP (OSBK)
State Commercial Banks · Financial Services · $47M
Intrinsic Value (Consensus)
$21.07
Current Price
$52.00
Margin of Safety
-59.5%
59.5% Above Intrinsic Value
Value: $21
Price: $52
Valuation Model Estimates
Current Price: $52.00
DCF (Discounted Cash Flow)
$39.56
Graham Number
$15.26
Earnings Power Value
$4.08
Relative Value (P/E)
$8.40
Dividend Discount Model
Not applicable
—
Consensus Value
$21.07
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
D
38
Profitability
10/25
Strength
17/25
Valuation
7/25
Growth
4/25
Financial Health Signals
Negative return on equity — company is losing money on shareholder capital
Key Financials
- EPS (TTM)
- $0.42
- EPS (Forward)
- $0.44
- Book Value
- $24.65
- P/E Ratio
- 20.0
- Forward P/E
- 19.0
- PEG Ratio
- —
- ROE
- -9.6%
- Debt/Equity
- —
- Revenue Growth
- N/A
- Earnings Growth
- 5.0%
- Dividend Yield
- N/A
- Beta
- 1.00
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-16
Source: Yahoo Finance