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PROSPERITY BANCSHARES INC (PB)

State Commercial Banks ยท Financial Services ยท $7.2B

undervalued
Intrinsic Value (Consensus)
$96.18
Current Price
$71.60
Margin of Safety
+34.3%
34.3% Below Intrinsic Value
Value: $96
Price: $72

Valuation Model Estimates

Current Price: $71.60
DCF (Discounted Cash Flow)
$147.36
Graham Number
$98.59
Earnings Power Value
$55.53
Relative Value (P/E)
$114.40
Dividend Discount Model
$65.00
Consensus Value
$96.18

Model Assumptions

Discount Rate
10.3%
Growth Rate
13.3%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
64
Profitability
15/25
Strength
17/25
Valuation
22/25
Growth
10/25

Key Financials

EPS (TTM)
$5.72
EPS (Forward)
$6.48
Book Value
$75.53
P/E Ratio
20.0
Forward P/E
17.7
PEG Ratio
โ€”
ROE
7.1%
Debt/Equity
โ€”
Revenue Growth
N/A
Earnings Growth
13.3%
Dividend Yield
0.2%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance