PCB BANCORP (PCB)

State Commercial Banks · Financial Services · $734M

fair
Intrinsic Value (Consensus)
$54.05
Current Price
$51.60
Margin of Safety
+4.7%
4.7% Below Intrinsic Value
Value: $54
Price: $52

Valuation Model Estimates

Current Price: $51.60
DCF (Discounted Cash Flow)
$80.39
Graham Number
$39.89
Earnings Power Value
$25.05
Relative Value (P/E)
$51.60
Dividend Discount Model
$73.33
Consensus Value
$54.05

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.58
EPS (Forward)
$3.10
Book Value
$27.41
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
9.6%
Debt/Equity
Revenue Growth
4.5%
Earnings Growth
20.0%
Dividend Yield
0.4%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance