Ponce Financial Group, Inc. (PDLB)
Savings Institution, Federally Chartered · Financial Services · $581M
Intrinsic Value (Consensus)
$20.08
Current Price
$24.00
Margin of Safety
-16.3%
16.3% Above Intrinsic Value
Value: $20
Price: $24
Valuation Model Estimates
Current Price: $24.00
DCF (Discounted Cash Flow)
$105.89
Graham Number
$24.59
Earnings Power Value
$11.65
Relative Value (P/E)
$24.00
Dividend Discount Model
Not applicable
—
Consensus Value
$20.08
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $1.20
- EPS (Forward)
- $1.44
- Book Value
- $22.39
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 5.3%
- Debt/Equity
- 110%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- N/A
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance