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PEOPLES BANCORP INC (PEBO)

State Commercial Banks ยท Financial Services ยท $1.3B

undervalued
Intrinsic Value (Consensus)
$45.72
Current Price
$36.11
Margin of Safety
+26.6%
26.6% Below Intrinsic Value
Value: $46
Price: $36

Valuation Model Estimates

Current Price: $36.11
DCF (Discounted Cash Flow)
$46.15
Graham Number
$47.91
Earnings Power Value
$29.03
Relative Value (P/E)
$59.80
Dividend Discount Model
$4.94
Consensus Value
$45.72

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

B
65
Profitability
15/25
Strength
24/25
Valuation
19/25
Growth
7/25

Financial Health Signals

Low debt โ€” conservative balance sheet
High free cash flow yield (10.0%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$2.99
EPS (Forward)
$3.05
Book Value
$34.13
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
โ€”
ROE
8.8%
Debt/Equity
17%
Revenue Growth
2.3%
Earnings Growth
2.0%
Dividend Yield
0.7%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance