PRINCIPAL FINANCIAL GROUP INC (PFG)

Accident & Health Insurance · Financial Services · $22.7B

undervalued
Intrinsic Value (Consensus)
$115.60
Current Price
$105.00
Margin of Safety
+10.1%
10.1% Below Intrinsic Value
Value: $116
Price: $105

Valuation Model Estimates

Current Price: $105.00
DCF (Discounted Cash Flow)
$225.88
Graham Number
$80.53
Earnings Power Value
$50.97
Relative Value (P/E)
$105.00
Dividend Discount Model
$9.64
Consensus Value
$115.60

Model Assumptions

Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$5.25
EPS (Forward)
$5.36
Book Value
$54.90
P/E Ratio
20.0
Forward P/E
19.6
PEG Ratio
ROE
10.0%
Debt/Equity
33%
Revenue Growth
-3.1%
Earnings Growth
2.0%
Dividend Yield
0.8%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance