PRINCIPAL FINANCIAL GROUP INC (PFG)
Accident & Health Insurance · Financial Services · $24.1B
Intrinsic Value (Consensus)
$115.60
Current Price
$111.17
Margin of Safety
+4%
4% Below Intrinsic Value
Value: $116
Price: $111
Valuation Model Estimates
Current Price: $111.17
DCF (Discounted Cash Flow)
$225.88
Graham Number
$80.53
Earnings Power Value
$50.97
Relative Value (P/E)
$105.00
Dividend Discount Model
$9.64
Consensus Value
$115.60
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
56
Profitability
15/25
Strength
22/25
Valuation
15/25
Growth
4/25
Financial Health Signals
Declining revenue — top line is shrinking
High free cash flow yield (16.0%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $5.25
- EPS (Forward)
- $5.36
- Book Value
- $54.90
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 10.0%
- Debt/Equity
- 33%
- Revenue Growth
- -3.1%
- Earnings Growth
- 2.0%
- Dividend Yield
- 0.8%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance