PEAPACK GLADSTONE FINANCIAL CORP (PGC)

Commercial Banks, NEC · Financial Services · $744M

undervalued
Intrinsic Value (Consensus)
$49.46
Current Price
$42.00
Margin of Safety
+17.8%
17.8% Below Intrinsic Value
Value: $49
Price: $42

Valuation Model Estimates

Current Price: $42.00
DCF (Discounted Cash Flow)
$76.31
Graham Number
$41.91
Earnings Power Value
$20.39
Relative Value (P/E)
$42.00
Dividend Discount Model
$66.67
Consensus Value
$49.46

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.10
EPS (Forward)
$2.52
Book Value
$37.17
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
5.7%
Debt/Equity
Revenue Growth
24.1%
Earnings Growth
20.0%
Dividend Yield
0.5%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance