PROGRESSIVE CORP/OH/ (PGR)

Fire, Marine & Casualty Insurance · Financial Services · $226.2B

overvalued
Intrinsic Value (Consensus)
$240.22
Current Price
$384.60
Margin of Safety
-37.5%
37.5% Above Intrinsic Value
Value: $240
Price: $385

Valuation Model Estimates

Current Price: $384.60
DCF (Discounted Cash Flow)
$1371.52
Graham Number
$149.36
Earnings Power Value
$186.70
Relative Value (P/E)
$384.60
Dividend Discount Model
$33.33
Consensus Value
$240.22

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$19.23
EPS (Forward)
$23.08
Book Value
$51.56
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
37.3%
Debt/Equity
9%
Revenue Growth
16.3%
Earnings Growth
20.0%
Dividend Yield
0.0%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance