Pagaya Technologies Ltd. (PGY)
Finance Services · Financial Services · $1.5B
Intrinsic Value (Consensus)
$20.29
Current Price
$15.61
Margin of Safety
+30%
30% Below Intrinsic Value
Value: $20
Price: $16
Valuation Model Estimates
Current Price: $15.61
DCF (Discounted Cash Flow)
$42.55
Graham Number
$10.99
Earnings Power Value
$9.03
Relative Value (P/E)
$18.60
Dividend Discount Model
Not applicable
—
Consensus Value
$20.29
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
76
Profitability
22/25
Strength
19/25
Valuation
19/25
Growth
16/25
Financial Health Signals
High free cash flow yield (14.9%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $0.93
- EPS (Forward)
- $0.98
- Book Value
- $5.78
- P/E Ratio
- 20.0
- Forward P/E
- 19.0
- PEG Ratio
- —
- ROE
- 17.0%
- Debt/Equity
- 67%
- Revenue Growth
- 25.6%
- Earnings Growth
- 5.0%
- Dividend Yield
- N/A
- Beta
- 1.00
Similar Stocks (Financial Services)
AACBRArtius II Acquisitio...
$3.57+300%
ACGLNArch Capital Group L...
$225.25+300%
ACGLOArch Capital Group L...
$225.25+300%
AFGBAmerican Financial G...
$182.24+300%
AFGCAmerican Financial G...
$182.24+300%
Data last updated: 2026-06-16
Source: Yahoo Finance