Primerica, Inc. (PRI)
Life Insurance · Financial Services · $8.9B
Intrinsic Value (Consensus)
$320.30
Current Price
$282.84
Margin of Safety
+13.2%
13.2% Below Intrinsic Value
Value: $320
Price: $283
Valuation Model Estimates
Current Price: $282.84
DCF (Discounted Cash Flow)
$1342.43
Graham Number
$200.56
Earnings Power Value
$222.43
Relative Value (P/E)
$458.20
Dividend Discount Model
$400.00
Consensus Value
$320.30
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
77
Profitability
22/25
Strength
24/25
Valuation
15/25
Growth
16/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (20% YoY)
High free cash flow yield (10.1%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $22.91
- EPS (Forward)
- $27.49
- Book Value
- $78.03
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 19.2%
- Debt/Equity
- 15%
- Revenue Growth
- 6.6%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.3%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance