QNB CORP. (QNBC)

State Commercial Banks · Financial Services · $286M

undervalued
Intrinsic Value (Consensus)
$85.34
Current Price
$75.60
Margin of Safety
+12.9%
12.9% Below Intrinsic Value
Value: $85
Price: $76

Valuation Model Estimates

Current Price: $75.60
DCF (Discounted Cash Flow)
$175.09
Graham Number
$53.96
Earnings Power Value
$36.70
Relative Value (P/E)
$75.60
Dividend Discount Model
$386.67
Consensus Value
$85.34

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$3.78
EPS (Forward)
$4.54
Book Value
$34.24
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
10.9%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
1.5%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance