RBB Bancorp (RBB)
State Commercial Banks · Financial Services · $439M
Intrinsic Value (Consensus)
$35.81
Current Price
$25.71
Margin of Safety
+39.3%
39.3% Below Intrinsic Value
Value: $36
Price: $26
Valuation Model Estimates
Current Price: $25.71
DCF (Discounted Cash Flow)
$116.97
Graham Number
$35.53
Earnings Power Value
$17.77
Relative Value (P/E)
$36.60
Dividend Discount Model
$53.33
Consensus Value
$35.81
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
71
Profitability
15/25
Strength
24/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Declining revenue — top line is shrinking
Low debt — conservative balance sheet
Strong earnings growth (20% YoY)
High free cash flow yield (9.7%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $1.83
- EPS (Forward)
- $2.20
- Book Value
- $30.65
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 7.5%
- Debt/Equity
- 23%
- Revenue Growth
- -2.4%
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.4%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance