REPUBLIC BANCORP INC /KY/ (RBCAA)
State Commercial Banks · Financial Services · $1.7B
Intrinsic Value (Consensus)
$17.98
Current Price
$85.36
Margin of Safety
-78.9%
78.9% Above Intrinsic Value
Value: $18
Price: $85
Valuation Model Estimates
Current Price: $85.36
DCF (Discounted Cash Flow)
$127.97
Graham Number
$31.05
Earnings Power Value
$7.48
Relative Value (P/E)
$15.40
Dividend Discount Model
$3.40
Consensus Value
$17.98
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
C
52
Profitability
18/25
Strength
17/25
Valuation
7/25
Growth
10/25
Financial Health Signals
High free cash flow yield (9.5%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $0.77
- EPS (Forward)
- $0.81
- Book Value
- $55.65
- P/E Ratio
- 20.0
- Forward P/E
- 19.0
- PEG Ratio
- —
- ROE
- 11.9%
- Debt/Equity
- —
- Revenue Growth
- 8.5%
- Earnings Growth
- 5.0%
- Dividend Yield
- 1.2%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance