REPUBLIC BANCORP INC /KY/ (RBCAA)
State Commercial Banks · Financial Services · $305M
Intrinsic Value (Consensus)
$17.98
Current Price
$15.40
Margin of Safety
+16.8%
16.8% Below Intrinsic Value
Value: $18
Price: $15
Valuation Model Estimates
Current Price: $15.40
DCF (Discounted Cash Flow)
$127.97
Graham Number
$31.05
Earnings Power Value
$7.48
Relative Value (P/E)
$15.40
Dividend Discount Model
$3.40
Consensus Value
$17.98
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $0.77
- EPS (Forward)
- $0.81
- Book Value
- $55.65
- P/E Ratio
- 20.0
- Forward P/E
- 19.0
- PEG Ratio
- —
- ROE
- 11.9%
- Debt/Equity
- —
- Revenue Growth
- 8.5%
- Earnings Growth
- 5.0%
- Dividend Yield
- 1.2%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance