Chicago Atlantic Real Estate Finance, Inc. (REFI)
Real Estate Investment Trusts · Financial Services · $236M
Intrinsic Value (Consensus)
$18.76
Current Price
$11.18
Margin of Safety
+67.8%
67.8% Below Intrinsic Value
Value: $19
Price: $11
Valuation Model Estimates
Current Price: $11.18
DCF (Discounted Cash Flow)
$14.72
Graham Number
$23.49
Earnings Power Value
$16.31
Relative Value (P/E)
$33.60
Dividend Discount Model
$5.66
Consensus Value
$18.76
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
A
80
Profitability
18/25
Strength
24/25
Valuation
22/25
Growth
16/25
Financial Health Signals
Low debt — conservative balance sheet
High free cash flow yield (10.4%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $1.68
- EPS (Forward)
- $1.71
- Book Value
- $14.60
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 11.7%
- Debt/Equity
- 16%
- Revenue Growth
- 341.1%
- Earnings Growth
- 2.0%
- Dividend Yield
- 1.4%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance