REGIONS FINANCIAL CORP (RF)
National Commercial Banks · Financial Services · $25.2B
Intrinsic Value (Consensus)
$56.24
Current Price
$29.00
Margin of Safety
+93.9%
93.9% Below Intrinsic Value
Value: $56
Price: $29
Valuation Model Estimates
Current Price: $29.00
DCF (Discounted Cash Flow)
$91.38
Graham Number
$33.16
Earnings Power Value
$22.33
Relative Value (P/E)
$46.00
Dividend Discount Model
$88.33
Consensus Value
$56.24
Model Assumptions
Discount Rate
10.3%
Growth Rate
19.2%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
74
Profitability
18/25
Strength
24/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (19% YoY)
Key Financials
- EPS (TTM)
- $2.30
- EPS (Forward)
- $2.74
- Book Value
- $21.25
- P/E Ratio
- 20.0
- Forward P/E
- 16.8
- PEG Ratio
- —
- ROE
- 11.3%
- Debt/Equity
- 22%
- Revenue Growth
- N/A
- Earnings Growth
- 19.2%
- Dividend Yield
- 0.6%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance