River Financial Corp (RVRF)
State Commercial Banks · Financial Services · $375M
Intrinsic Value (Consensus)
$124.74
Current Price
$48.00
Margin of Safety
+159.9%
159.9% Below Intrinsic Value
Value: $125
Price: $48
Valuation Model Estimates
Current Price: $48.00
DCF (Discounted Cash Flow)
$271.69
Graham Number
$67.45
Earnings Power Value
$52.23
Relative Value (P/E)
$107.60
Dividend Discount Model
$333.33
Consensus Value
$124.74
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
B
74
Profitability
18/25
Strength
24/25
Valuation
22/25
Growth
10/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (20% YoY)
High free cash flow yield (12.1%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $5.38
- EPS (Forward)
- $6.46
- Book Value
- $37.58
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 14.3%
- Debt/Equity
- 4%
- Revenue Growth
- N/A
- Earnings Growth
- 20.0%
- Dividend Yield
- 0.9%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance