SAFETY INSURANCE GROUP INC (SAFT)
Fire, Marine & Casualty Insurance · Financial Services · $1.0B
Intrinsic Value (Consensus)
$98.19
Current Price
$70.87
Margin of Safety
+38.5%
38.5% Below Intrinsic Value
Value: $98
Price: $71
Valuation Model Estimates
Current Price: $70.87
DCF (Discounted Cash Flow)
$610.60
Graham Number
$95.51
Earnings Power Value
$65.05
Relative Value (P/E)
$134.00
Dividend Discount Model
$1200.00
Consensus Value
$98.19
Model Assumptions
Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
A
83
Profitability
18/25
Strength
24/25
Valuation
22/25
Growth
19/25
Financial Health Signals
Low debt — conservative balance sheet
Strong earnings growth (20% YoY)
High free cash flow yield (18.7%) — generating lots of cash relative to price
Key Financials
- EPS (TTM)
- $6.70
- EPS (Forward)
- $8.04
- Book Value
- $60.52
- P/E Ratio
- 20.0
- Forward P/E
- 16.7
- PEG Ratio
- —
- ROE
- 11.1%
- Debt/Equity
- 6%
- Revenue Growth
- 12.8%
- Earnings Growth
- 20.0%
- Dividend Yield
- 2.7%
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance