SEACOAST BANKING CORP OF FLORIDA (SBCF)

State Commercial Banks · Financial Services · $3.1B

undervalued
Intrinsic Value (Consensus)
$37.28
Current Price
$31.40
Margin of Safety
+18.7%
18.7% Below Intrinsic Value
Value: $37
Price: $31

Valuation Model Estimates

Current Price: $31.40
DCF (Discounted Cash Flow)
$45.11
Graham Number
$31.32
Earnings Power Value
$15.24
Relative Value (P/E)
$31.40
Dividend Discount Model
$63.33
Consensus Value
$37.28

Model Assumptions

Discount Rate
10.3%
Growth Rate
10.6%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$1.57
EPS (Forward)
$1.74
Book Value
$27.78
P/E Ratio
20.0
Forward P/E
18.1
PEG Ratio
ROE
5.3%
Debt/Equity
4%
Revenue Growth
N/A
Earnings Growth
10.6%
Dividend Yield
0.6%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance