SB FINANCIAL GROUP, INC. (SBFG)

State Commercial Banks · Financial Services · $15M

overvalued
Intrinsic Value (Consensus)
$33.91
Current Price
$43.80
Margin of Safety
-22.6%
22.6% Above Intrinsic Value
Value: $34
Price: $44

Valuation Model Estimates

Current Price: $43.80
DCF (Discounted Cash Flow)
$2777.41
Graham Number
$142.03
Earnings Power Value
$21.26
Relative Value (P/E)
$43.80
Dividend Discount Model
$36.67
Consensus Value
$33.91

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$2.19
EPS (Forward)
$2.63
Book Value
$409.38
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
ROE
9.9%
Debt/Equity
0%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
0.3%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance