SOUTHSIDE BANCSHARES INC (SBSI)
State Commercial Banks · Financial Services · $1.4B
Intrinsic Value (Consensus)
$29.78
Current Price
$45.80
Margin of Safety
-35%
35% Above Intrinsic Value
Value: $30
Price: $46
Valuation Model Estimates
Current Price: $45.80
DCF (Discounted Cash Flow)
$30.82
Graham Number
$38.01
Earnings Power Value
$22.23
Relative Value (P/E)
$45.80
Dividend Discount Model
$12.05
Consensus Value
$29.78
Model Assumptions
Discount Rate
10.3%
Growth Rate
2.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Key Financials
- EPS (TTM)
- $2.29
- EPS (Forward)
- $2.34
- Book Value
- $28.04
- P/E Ratio
- 20.0
- Forward P/E
- 19.6
- PEG Ratio
- —
- ROE
- 8.2%
- Debt/Equity
- 35%
- Revenue Growth
- N/A
- Earnings Growth
- 2.0%
- Dividend Yield
- 2.2%
- Beta
- 1.00
Data last updated: 2026-06-12
Source: Yahoo Finance