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SLM Corp (SLMBP)

Personal Credit Institutions ยท Financial Services ยท $31.6B

overvalued
Intrinsic Value (Consensus)
$41.85
Current Price
$74.96
Margin of Safety
-44.2%
44.2% Above Intrinsic Value
Value: $42
Price: $75

Valuation Model Estimates

Current Price: $74.96
DCF (Discounted Cash Flow)
Not applicable
โ€”
Graham Number
$21.29
Earnings Power Value
$33.59
Relative Value (P/E)
$69.20
Dividend Discount Model
$43.33
Consensus Value
$41.85

Model Assumptions

Discount Rate
10.3%
Growth Rate
20.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

D
44
Profitability
25/25
Strength
2/25
Valuation
7/25
Growth
10/25

Financial Health Signals

Very high debt โ€” Debt/Equity ratio is 219% (above 200% is risky)
Negative free cash flow โ€” company is burning cash
Strong profitability โ€” ROE of 30% (above 20% is excellent)
Strong earnings growth (20% YoY)

Key Financials

EPS (TTM)
$3.46
EPS (Forward)
$4.15
Book Value
$5.82
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
โ€”
ROE
30.4%
Debt/Equity
219%
Revenue Growth
N/A
Earnings Growth
20.0%
Dividend Yield
0.2%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance