SoFi Technologies, Inc. (SOFI)
Finance Services · Financial Services · $22.7B
Intrinsic Value (Consensus)
$6.69
Current Price
$17.71
Margin of Safety
-62.2%
62.2% Above Intrinsic Value
Value: $7
Price: $18
Valuation Model Estimates
Current Price: $17.71
DCF (Discounted Cash Flow)
Not applicable
—
Graham Number
$8.48
Earnings Power Value
$3.79
Relative Value (P/E)
$7.80
Dividend Discount Model
Not applicable
—
Consensus Value
$6.69
Model Assumptions
Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%
Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.
Health Score
D
47
Profitability
12/25
Strength
12/25
Valuation
7/25
Growth
16/25
Financial Health Signals
Negative free cash flow — company is burning cash
Key Financials
- EPS (TTM)
- $0.39
- EPS (Forward)
- $0.41
- Book Value
- $8.19
- P/E Ratio
- 20.0
- Forward P/E
- 19.0
- PEG Ratio
- —
- ROE
- 4.6%
- Debt/Equity
- 52%
- Revenue Growth
- 23.1%
- Earnings Growth
- 5.0%
- Dividend Yield
- N/A
- Beta
- 1.00
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Data last updated: 2026-06-16
Source: Yahoo Finance