SoFi Technologies, Inc. (SOFI)

Finance Services · Financial Services · $10.0B

overvalued
Intrinsic Value (Consensus)
$6.69
Current Price
$7.80
Margin of Safety
-14.2%
14.2% Above Intrinsic Value
Value: $7
Price: $8

Valuation Model Estimates

Current Price: $7.80
DCF (Discounted Cash Flow)
Not applicable
Graham Number
$8.48
Earnings Power Value
$3.79
Relative Value (P/E)
$7.80
Dividend Discount Model
Not applicable
Consensus Value
$6.69

Model Assumptions

Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$0.39
EPS (Forward)
$0.41
Book Value
$8.19
P/E Ratio
20.0
Forward P/E
19.0
PEG Ratio
ROE
4.6%
Debt/Equity
52%
Revenue Growth
23.1%
Earnings Growth
5.0%
Dividend Yield
N/A
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance