SR Bancorp, Inc. (SRBK)

Savings Institutions, Not Federally Chartered · Financial Services · $99M

overvalued
Intrinsic Value (Consensus)
$9.44
Current Price
$12.20
Margin of Safety
-22.6%
22.6% Above Intrinsic Value
Value: $9
Price: $12

Valuation Model Estimates

Current Price: $12.20
DCF (Discounted Cash Flow)
$8.17
Graham Number
$18.06
Earnings Power Value
$5.92
Relative Value (P/E)
$12.20
Dividend Discount Model
$2.83
Consensus Value
$9.44

Model Assumptions

Discount Rate
10.3%
Growth Rate
5.0%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta × market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Key Financials

EPS (TTM)
$0.61
EPS (Forward)
$0.64
Book Value
$23.77
P/E Ratio
20.0
Forward P/E
19.0
PEG Ratio
ROE
2.7%
Debt/Equity
Revenue Growth
N/A
Earnings Growth
5.0%
Dividend Yield
1.2%
Beta
1.00

Data last updated: 2026-06-12

Source: Yahoo Finance