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1ST SOURCE CORP (SRCE)

State Commercial Banks ยท Financial Services ยท $1.9B

undervalued
Intrinsic Value (Consensus)
$102.60
Current Price
$77.66
Margin of Safety
+32.1%
32.1% Below Intrinsic Value
Value: $103
Price: $78

Valuation Model Estimates

Current Price: $77.66
DCF (Discounted Cash Flow)
$396.05
Graham Number
$86.66
Earnings Power Value
$62.23
Relative Value (P/E)
$128.20
Dividend Discount Model
$133.33
Consensus Value
$102.60

Model Assumptions

Discount Rate
10.3%
Growth Rate
19.6%
Terminal Growth
2.5%
Risk-Free Rate
4.3%

Discount rate derived from CAPM (risk-free rate + beta ร— market risk premium). Growth rate based on trailing earnings growth, capped at 20%.

Health Score

C
64
Profitability
15/25
Strength
17/25
Valuation
22/25
Growth
10/25

Financial Health Signals

Strong earnings growth (20% YoY)
High free cash flow yield (11.3%) โ€” generating lots of cash relative to price

Key Financials

EPS (TTM)
$6.41
EPS (Forward)
$7.67
Book Value
$52.07
P/E Ratio
20.0
Forward P/E
16.7
PEG Ratio
โ€”
ROE
5.3%
Debt/Equity
โ€”
Revenue Growth
N/A
Earnings Growth
19.6%
Dividend Yield
0.3%
Beta
1.00

Data last updated: 2026-06-16

Source: Yahoo Finance